Guides · San Marino

Motor insurance renewal in San Marino

Written from published rules on 27 August 2026. Not monitored for changes since. A starting point, not official advice — confirm anything that matters with Autorità di Vigilanza per la Sanità (AVS) / Health Supervision Authority and individual insurance companies operating in San Marino.. Rules here vary, so check carefully.

Renewing motor insurance in San Marino typically involves contacting an authorized insurance company to ensure continued coverage for a vehicle. This process confirms that the vehicle remains compliant with legal requirements for operating on public roads.

Your timing

It is generally advisable to initiate the motor insurance renewal process several weeks before the current policy's expiry date. This allows sufficient time to compare quotes, address any necessary documentation, and avoid a lapse in coverage, which could result in legal penalties.

Start 30 days ahead

This lead time allows for obtaining quotes, comparing options, and completing administrative steps before the current policy expires, ensuring continuous coverage.

The process

  1. 1Identify the current insurance policy's expiry date.
  2. 2Contact the current insurance provider or other authorized insurance companies operating in San Marino for renewal quotes.
  3. 3Review the proposed policy terms, coverage details, and premium cost.
  4. 4Provide any updated information or documentation requested by the insurer, such as vehicle details or driver information.
  5. 5Make the payment for the new policy period.
  6. 6Receive and retain the new insurance certificate or policy documents.

What to bring

  • Current motor insurance policy details
  • Vehicle registration document (Libretto di Circolazione)
  • Identity document of the policyholder

Who handles it

Autorità di Vigilanza per la Sanità (AVS) / Health Supervision Authority and individual insurance companies operating in San Marino.

The cost of motor insurance varies widely based on factors such as the vehicle type, engine size, policyholder's driving history, chosen coverage level, and the specific insurance company. Policyholders should request a quote directly from insurance providers for an accurate premium.

What commonly goes wrong

  • Lapsing coverage: Ensure renewal is completed before the current policy expires to avoid driving without insurance, which is illegal.
  • Coverage details: Carefully review the new policy to confirm it meets current needs and legal requirements, as terms can change.
  • Comparison: Obtain quotes from multiple insurance providers to ensure competitive pricing and appropriate coverage.
  • Required documents: Have all necessary vehicle and personal documents ready to streamline the renewal process.

Sources

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