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Motor insurance renewal in Cuba

How to renew motor insurance — how it works anywhere

Written from published rules on 3 September 2026. Not monitored for changes since. A starting point, not official advice — confirm anything that matters with ESICUBA (Empresa de Seguros Internacionales de Cuba). Rules here vary, so check carefully.

Renewing motor insurance in Cuba involves updating the policy contract with the state-run insurer to ensure continued liability coverage. The process requires validating the vehicle's registration status and payment of the applicable premiums for the upcoming coverage period.

Your timing

It is recommended to initiate the renewal process at least 30 days before the current policy expiration. This allows sufficient time to account for administrative processing periods and potential queues at local insurance offices.

Start 30 days ahead

Standard administrative processing times can vary based on office traffic and the verification of vehicle documentation.

The process

  1. 1Verify the expiration date of the current insurance policy.
  2. 2Gather the required vehicle ownership and identification documentation.
  3. 3Visit the nearest ESICUBA office or an authorized representative to request a renewal.
  4. 4Submit the necessary documentation for administrative review.
  5. 5Pay the insurance premium at the designated payment facility or office.
  6. 6Collect the updated insurance policy document or proof of coverage.

What to bring

  • Original vehicle registration (Certificado de Inscripción)
  • Personal identification document (Carné de Identidad)
  • Previous insurance policy documentation
  • Proof of payment for the renewal premium

Who handles it

ESICUBA (Empresa de Seguros Internacionales de Cuba)

https://www.esicuba.cu/

Fees are set by the Cuban insurance authority and vary based on vehicle type and coverage specifications; applicants should confirm the current tariff directly with an ESICUBA branch.

What commonly goes wrong

  • Ensure all vehicle registration information matches the current policy details exactly.
  • Confirm that payment receipts are stamped or validated by the authority to serve as proof of coverage.
  • Check for any changes in local regulations regarding mandatory insurance tiers for specific vehicle categories.

Sources

This guide is based on one official source.

Don't rely on remembering

Renewals here take about 30 days to start. Add this document and Duratum will tell you when that window opens.

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Other documents in Cuba

Motor insurance renewal in other countries

Often renewed together