Guides · Seychelles

Motor insurance renewal in Seychelles

Written from published rules on 27 August 2026. Not monitored for changes since. A starting point, not official advice — confirm anything that matters with Financial Services Authority (FSA) and private insurance companies in Seychelles.

Renewing motor insurance in Seychelles involves contacting an authorized insurance provider, providing details about the vehicle and previous policy, and making a payment. The process is typically straightforward, ensuring continuous coverage.

Your timing

It is advisable to begin the renewal process several weeks before the current policy's expiry date. This allows sufficient time to compare quotes from different providers, complete any necessary paperwork, and ensure the new policy is active without a lapse in coverage. Processing times can vary depending on the insurance company.

Start 21 days ahead

To allow for comparison of quotes, completion of paperwork, and processing by the insurance provider before the current policy expires.

The process

  1. 1Contact an authorized insurance provider in Seychelles.
  2. 2Provide vehicle details (e.g., registration number, make, model, chassis number) and information about the current or expiring policy.
  3. 3Obtain a renewal quote from the insurance provider(s).
  4. 4Review the terms and conditions of the proposed policy.
  5. 5Make the required premium payment.
  6. 6Receive the renewed insurance policy document and sticker (if applicable).

What to bring

  • Vehicle Registration Certificate (Logbook)
  • Previous motor insurance policy document
  • Proof of identity (e.g., National ID Card or passport) for the policyholder

Who handles it

Financial Services Authority (FSA) and private insurance companies in Seychelles

https://www.fsa.sc/

The cost of motor insurance varies based on factors such as the vehicle's make, model, age, engine size, insured value, and the type of coverage chosen (e.g., third-party, comprehensive). Specific fees should be confirmed directly with insurance providers in Seychelles.

What commonly goes wrong

  • Ensure continuous coverage to avoid driving uninsured, which is illegal.
  • Compare quotes from multiple authorized insurance companies as prices and policy terms can vary.
  • Verify that all vehicle and policyholder details on the new policy document are accurate.
  • Understand the scope of coverage provided by the renewed policy, including any exclusions or limitations.

Sources

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