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Motor insurance renewal in Equatorial Guinea

How to renew motor insurance — how it works anywhere

Written from published rules on 3 September 2026. Not monitored for changes since. A starting point, not official advice — confirm anything that matters with Dirección General de Seguros (General Directorate of Insurance). Rules here vary, so check carefully.

Renewing motor insurance in Equatorial Guinea involves contacting an authorized local insurance provider to update policy coverage. Applicants must provide vehicle details and proof of current coverage to ensure the policy remains active and compliant with national traffic regulations.

Your timing

It is generally advised to initiate the renewal process at least 15 to 30 days before the existing policy expires. This allows time for administrative verification, processing of premiums, and the issuance of new documentation without risk of a coverage gap.

Start 30 days ahead

Allowing 30 days accounts for potential delays in administrative verification and the delivery of physical or digital policy documents.

The process

  1. 1Identify an authorized insurance company operating within Equatorial Guinea.
  2. 2Submit current policy documentation and vehicle registration details for review.
  3. 3Confirm the premium amount and select a payment method approved by the insurer.
  4. 4Complete the payment of the renewal premium.
  5. 5Receive the updated insurance certificate (attestation d'assurance) and ensure it is kept in the vehicle.

What to bring

  • Expired or current insurance certificate
  • Vehicle registration document (Permiso de Circulación)
  • Identification document of the vehicle owner
  • Proof of payment

Who handles it

Dirección General de Seguros (General Directorate of Insurance)

Fees vary significantly based on vehicle type, usage, and the level of coverage selected. Confirm current rates and tariff schedules directly with an authorized insurance provider.

What commonly goes wrong

  • Ensure that the insurance company is officially licensed to operate in Equatorial Guinea.
  • Check that the vehicle inspection certificate is also valid, as some insurers require this for renewal.
  • Verify that all vehicle information matches the registration document to avoid future claims disputes.

Sources

This guide is based on one official source.

Don't rely on remembering

Renewals here take about 30 days to start. Add this document and Duratum will tell you when that window opens.

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Other documents in Equatorial Guinea

Motor insurance renewal in other countries

Often renewed together