Guides · Bhutan

Motor insurance renewal in Bhutan

Written from published rules on 27 August 2026. Not monitored for changes since. A starting point, not official advice — confirm anything that matters with Royal Insurance Corporation of Bhutan Limited (RICBL) or other licensed insurance companies in Bhutan..

Renewing motor insurance in Bhutan typically involves contacting an insurance provider, providing vehicle and existing policy details, and making a payment. The process is designed to be straightforward to ensure continuous coverage for the vehicle.

Your timing

It is generally advisable to initiate the renewal process a few weeks before the current policy's expiration date. This allows sufficient time to compare quotes, complete the necessary paperwork, and ensure that the new policy is active without any lapse in coverage, which is legally required for vehicles on the road.

Start 14 days ahead

This timeframe allows for comparing different insurance providers, submitting documentation, processing the application, and ensuring the new policy is issued before the old one expires, preventing any gaps in coverage.

The process

  1. 1Contact your current or preferred insurance provider to inquire about renewal options and pricing.
  2. 2Provide necessary details about the vehicle, such as make, model, registration number, and previous policy information.
  3. 3Review the insurance policy terms, conditions, and coverage options offered.
  4. 4Make the required premium payment.
  5. 5Receive the renewed motor insurance policy document.

What to bring

  • Previous motor insurance policy document
  • Vehicle registration certificate (RC Book)
  • Identity proof of the policyholder (e.g., Citizenship Identity Card)

Who handles it

Royal Insurance Corporation of Bhutan Limited (RICBL) or other licensed insurance companies in Bhutan.

https://www.ricb.bt/insurance/motor-insurance/

The cost of motor insurance varies based on factors like the vehicle's type, age, insured declared value (IDV), coverage type (e.g., Third-Party Liability, Comprehensive), and the chosen insurance provider. Applicants should confirm the precise premium with their selected insurer.

What commonly goes wrong

  • Ensure there are no gaps in coverage by renewing before the current policy expires, as driving without valid insurance is illegal.
  • Carefully compare quotes and coverage options from different providers to find the most suitable policy.
  • Confirm that all vehicle and policyholder details are accurately reflected on the new policy document upon renewal.

Sources

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