Duratum

Guides · Antigua & Barbuda

Motor insurance renewal in Antigua & Barbuda

Written from published rules on 27 August 2026. Not monitored for changes since. A starting point, not official advice — confirm anything that matters with Financial Services Regulatory Commission (FSRC). Rules here vary, so check carefully.

Renewing motor insurance in Antigua and Barbuda involves selecting a licensed insurance provider and submitting the required vehicle and policy details. The process results in the issuance of a new Certificate of Insurance, which is mandatory for annual vehicle licensing.

Your timing

It is generally recommended to begin the renewal process at least 14 days before the current policy expires. This allows sufficient time for document processing and ensures there is no gap in coverage, which is required by law for road use.

Start 14 days ahead

Allows time for the insurer to verify vehicle information and generate the official Certificate of Insurance.

The process

  1. 1Contact a licensed insurance company or an authorized broker to request a renewal quote.
  2. 2Submit the necessary vehicle information and current policy details for review.
  3. 3Pay the calculated insurance premium as determined by the provider.
  4. 4Receive the official Certificate of Insurance from the provider.
  5. 5Present the valid Certificate of Insurance at the Inland Revenue Department to complete the vehicle license renewal.

What to bring

  • Current insurance certificate
  • Vehicle registration document
  • Valid driver's license
  • Proof of identity

Who handles it

Financial Services Regulatory Commission (FSRC)

Costs vary significantly based on the insurance provider, the age and value of the vehicle, and the type of coverage (Comprehensive vs. Third Party); confirm current rates directly with the insurer.

What commonly goes wrong

  • Ensure the details on the new Certificate of Insurance exactly match the vehicle's registration document.
  • Avoid gaps in coverage, as driving without a valid certificate is a violation of local traffic laws.
  • Confirm that the insurance company is currently licensed by the FSRC to operate in Antigua and Barbuda.

Sources

This guide is based on one official source.

Other documents in Antigua & Barbuda

Motor insurance renewal in other countries

Often renewed together

Don't rely on remembering

Add this document to Duratum and we'll tell you when to start, and remind you before it matters.

Track my Motor insurance