Motor insurance renewal in Antigua & Barbuda
How to renew motor insurance — how it works anywhere
Renewing motor insurance in Antigua and Barbuda involves selecting a licensed insurance provider and submitting the required vehicle and policy details. The process results in the issuance of a new Certificate of Insurance, which is mandatory for annual vehicle licensing.
It is generally recommended to begin the renewal process at least 14 days before the current policy expires. This allows sufficient time for document processing and ensures there is no gap in coverage, which is required by law for road use.
Start 14 days ahead
Allows time for the insurer to verify vehicle information and generate the official Certificate of Insurance.
The process
- 1Contact a licensed insurance company or an authorized broker to request a renewal quote.
- 2Submit the necessary vehicle information and current policy details for review.
- 3Pay the calculated insurance premium as determined by the provider.
- 4Receive the official Certificate of Insurance from the provider.
- 5Present the valid Certificate of Insurance at the Inland Revenue Department to complete the vehicle license renewal.
What to bring
- Current insurance certificate
- Vehicle registration document
- Valid driver's license
- Proof of identity
Who handles it
Financial Services Regulatory Commission (FSRC)
Costs vary significantly based on the insurance provider, the age and value of the vehicle, and the type of coverage (Comprehensive vs. Third Party); confirm current rates directly with the insurer.
What commonly goes wrong
- Ensure the details on the new Certificate of Insurance exactly match the vehicle's registration document.
- Avoid gaps in coverage, as driving without a valid certificate is a violation of local traffic laws.
- Confirm that the insurance company is currently licensed by the FSRC to operate in Antigua and Barbuda.
Sources
This guide is based on one official source.
Don't rely on remembering
Renewals here take about 14 days to start. Add this document and Duratum will tell you when that window opens.