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Motor insurance renewal in Afghanistan

Written from published rules on 27 August 2026. Not monitored for changes since. A starting point, not official advice — confirm anything that matters with Da Afghanistan Bank (Central Bank of Afghanistan / د افغانستان بانک). Rules here vary, so check carefully.

Renewing motor insurance in Afghanistan involves contacting an authorized local insurance provider to update policy coverage for a vehicle. The process generally requires verifying the vehicle's registration details and paying the premium for the upcoming coverage period.

Your timing

It is recommended to begin the renewal process at least 15 to 30 days before the current policy expiration to account for administrative processing and to ensure continuous coverage.

Start 30 days ahead

Early initiation ensures that documentation can be verified and premiums processed without gaps in liability coverage.

The process

  1. 1Contact a licensed insurance company operating within Afghanistan to request a renewal quote.
  2. 2Provide current vehicle registration documents and details of the previous insurance policy.
  3. 3Complete any required renewal forms provided by the insurance carrier.
  4. 4Submit the premium payment as determined by the insurer's rates.
  5. 5Collect the updated insurance certificate or policy document once the provider confirms the renewal.

What to bring

  • Original vehicle registration card (Jawaz-e-Ser)
  • Expired or current motor insurance policy document
  • Owner identification documents
  • Proof of premium payment

Who handles it

Da Afghanistan Bank (Central Bank of Afghanistan / د افغانستان بانک)

https://dab.gov.af/

Insurance premiums in Afghanistan are not standardized and vary significantly based on the vehicle type, model year, and coverage level; confirm current rates directly with your chosen insurance provider.

What commonly goes wrong

  • Ensure the insurance provider is currently licensed and regulated by Da Afghanistan Bank.
  • Discrepancies between the vehicle registration details and the insurance policy can lead to claims denials.
  • Check that the policy documentation includes the official stamp of the insurance company.

Sources

This guide is based on one official source.

Other documents in Afghanistan

Motor insurance renewal in other countries

Often renewed together

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